FREE VIRTUAL WORKSHOP — JUNE 16
Tuesday, June 16, 2026 · 7:00 PM PT
Stop guessing.Start buying.Here's exactly how.
In 60 minutes you'll know exactly what you qualify for — and how to move.
Join hundreds of Sacramento buyers who've already made the move.
⚡ Spots fill fast — limited seats available
You've watched the videos, read the forums, and somehow the picture is blurrier than when you started. Everyone has an opinion. Almost no one is on your side.
We built this seminar to fix that. No upsell, no rented ballroom — just a small group of buyers, a real lender, a real agent, and the honest version of how this works.
⚡ Limited seats available
Tambra Jenkins
Twenty-plus years closing loans across the Greater Sacramento area — for first-time buyers, growing families, veterans, and everyone in between.
Tambra built her practice on one idea: a mortgage should fit your life, not the other way around. She'll show you the numbers other lenders won't, walk you through every loan type that actually applies to you, and stay in your corner from pre-approval to keys.
Six things every first-time buyer needs to know.
Credit & pre-approval
Read your credit report, fix what matters, and walk in with a real budget.
Loan types & down payment assistance
FHA vs. conventional vs. VA — plus the down payment assistance programs that can put thousands toward your purchase.
The hidden costs
Closing costs, escrow, PMI, HOA — what to budget beyond the down payment.
Reading a home
Red flags during a showing, and what an inspector will catch later.
Writing the offer
Earnest money, contingencies, and how to negotiate in a tight market.
Closing without surprises
Title, insurance, the final walk-through, and the keys in your hand.
One focused hour, live on Zoom.
45 minutes of substance, 15 minutes of open Q&A. Off your screen by 8 — with a digital workbook to keep.
- 7:00
Welcome
Quick intros and what to expect from the hour.
- 7:05
What you can actually afford
Pre-approval, debt-to-income, and the number lenders won't tell you.
- 7:20Most-asked topic
Down payment assistance & loan options
You may qualify for thousands in down payment assistance — plus the FHA, conventional, VA, and local programs most buyers never hear about.
- 7:35
Winning the offer & closing clean
Contingencies, inspections, and the costs nobody warned you about.
- 7:45
Open Q&A
Bring every awkward question — we've heard them all.
- 8:00
Wrap
Workbook to take home, optional one-on-one chats.
Before you sign up.
- Is it really free?
- Yes. No pitch, no pressure — just an hour of straight talk on Zoom.
- Do I need to be ready to buy?
- Not at all. Most attendees are 6–18 months out. The earlier you start, the more leverage you'll have.
- How does the virtual seminar work?
- After you register, you'll get a Zoom link by email. Hop on from your couch — camera optional.
- Can I bring my partner?
- Of course. Watch together on one screen, or register separately so you each get the workbook.
- Will it be recorded?
- Registered attendees get a replay link plus the workbook. The live Q&A is the best part though — come if you can.
- Who is Tambra?
- Tambra Jenkins (NMLS #264806) is a Sr. Loan Specialist at Xpert Home Lending with 20+ years in mortgage lending across the Greater Sacramento area.
Save your spot.
You may qualify for down payment assistance — find out June 16.
Free. Virtual. Register below — confirmation details arrive by email.